Home Loans

Finance your dream home with our flexible and affordable home loan options

Features of Our Home Loans

  • Competitive interest rates starting from 8.5% p.a.
  • Loan amount up to ₹10 crore
  • Flexible repayment tenure up to 30 years
  • Quick and hassle-free approval process
  • Minimal documentation required
  • No hidden charges

Eligibility Criteria

  • Age: 21-65 years
  • Employment: Salaried individuals or self-employed professionals
  • Income: Minimum annual income of ₹3 lakhs
  • Credit Score: 650 or above

Required Documents

  • Identity Proof (Aadhaar Card, PAN Card, Passport, etc.)
  • Address Proof (Utility Bills, Passport, etc.)
  • Income Proof (Salary Slips, IT Returns, etc.)
  • Bank Statements for the last 6 months
  • Property Documents (if applicable)

Loan Application Process

  1. Fill out the online application form
  2. Submit required documents
  3. Undergo property and document verification
  4. Receive loan approval
  5. Sign loan agreement and receive disbursement

Why Choose Tata Capital for Your Home Loan?

  • Trusted brand with years of experience in housing finance
  • Transparent and fair lending practices
  • Dedicated relationship manager for personalized service
  • Flexible repayment options to suit your financial situation
  • Easy online account management and EMI payment options

Ready to Apply?

Take the first step towards owning your dream home. Apply for a home loan today!

Apply Now

Frequently Asked Questions

What is the maximum loan amount I can get?

The maximum loan amount depends on various factors such as your income, credit score, and property value. We offer loans up to ₹10 crore for eligible applicants.

Can I prepay my home loan?

Yes, you can prepay your home loan partially or fully. There may be certain terms and conditions associated with prepayment, which will be explained in your loan agreement.

How long does the loan approval process take?

Our streamlined process usually takes 3-5 working days for loan approval, provided all required documents are submitted and verified.