Resale Property Loans

Finance your dream home in the secondary market with our flexible resale property loan options

Features of Our Resale Property Loans

  • Loan amount up to ₹10 crore
  • Competitive interest rates starting from 8.75% p.a.
  • Flexible repayment tenure up to 30 years
  • Funding up to 80% of the property value
  • Quick approval and disbursement process
  • Option for balance transfer from other lenders

Eligibility Criteria

  • Age: 21-65 years
  • Employment: Salaried individuals or self-employed professionals
  • Income: Minimum annual income of ₹5 lakhs
  • Credit Score: 700 or above
  • Property should be at least 5 years old

Required Documents

  • Identity Proof (Aadhaar Card, PAN Card, Passport, etc.)
  • Address Proof (Utility Bills, Passport, etc.)
  • Income Proof (Salary Slips, IT Returns, etc.)
  • Bank Statements for the last 6 months
  • Property documents (Sale deed, previous loan documents if any)
  • NOC from the housing society

Loan Application Process

  1. Fill out the online application form
  2. Submit required documents
  3. Property and document verification
  4. Technical and legal assessment of the property
  5. Loan approval
  6. Sign loan agreement and receive disbursement

Why Choose Tata Capital for Your Resale Property Loan?

  • Expertise in financing resale properties
  • Transparent and fair lending practices
  • Dedicated relationship manager for personalized service
  • Flexible repayment options to suit your financial situation
  • Hassle-free documentation and quick processing

Ready to Own Your Dream Home?

Take the first step towards owning a resale property. Apply for a loan today!

Apply Now

Frequently Asked Questions

What is the maximum loan amount I can get for a resale property?

We offer loans up to ₹10 crore for resale properties. The exact loan amount depends on factors such as your income, credit score, and the property's value.

How is a resale property loan different from a new home loan?

Resale property loans are for homes in the secondary market. They often involve additional checks on the property's condition, legal status, and previous ownership. The interest rates and terms may also differ slightly from new home loans.

Can I get a loan for a property that's more than 20 years old?

Yes, we do consider properties older than 20 years. However, the property's condition, location, and remaining life will be factors in determining the loan approval and terms.